Tuesday, February 20, 2007

The End of Property Taxes for Homeowners?

A new and interesting proposal has surfaced in the debate concerning the extreme inequities associated with the current "Save Our Homes" property tax system (aka, "Screw The Children").

The basic concept: all homeowners would no longer pay taxes on their primary residence, and all other properties (rental, commercial, investment, vacation) would still have property taxes, but have an annual cap on increases. The difference would be made up by increasing the sales tax to 9%.

From today's St. Pete Times.

'TALLAHASSEE - House Republicans are developing a proposal to eliminate property taxes for all homesteads while increasing the sales tax by a few pennies to make up the difference.

The plan, which has quietly gained favor among House leaders in recent days but lacks detail and has yet to be announced, also calls for capping property taxes on businesses, second homes and other nonhomestead property.

The cap would likely be tied to population growth and inflation.

"Everyone's pretty excited about it," Rep. Anitere Flores, R-Miami, said after emerging from a property tax summit in the House on Monday afternoon.'

Like we've said, it's been a bear of an issue, because I can personally attest to how f-ed up the current system is. The house that I'm currently living in (a starter home built in 1994) is paying $5500 a year in taxes, while a neighbor across the street is paying only $2200 a year. This is just plain wrong - in so many ways. They have to do something.

'Property taxes promise to be the most challenging issue in the Legislature's upcoming session, in part because of the inequities in the current system, which favors long-term homeowners over new residents while pushing more of the burden on nonhomestead property.'

Right - so here we go!

'An increasing number of lawmakers feel the best remedy is to simply get rid of property taxes homestead owners pay to schools, cities, counties and special taxing districts. The idea is contained in House Speaker Marco Rubio's book 100 Innovative Ideas for Florida's Future.'

On the surface, it sounds like a very intriguing idea, but there are numerous drawbacks. Starting with the fact that a consumption tax is regressive, whereby the poorer you are, the higher % of your income goes to the government. So, out goes the reasoning for the SOH tax system that protects the old ladies on fixed incomes.

That aside, there are other concerns.

'But an increased sales tax could hurt businesses in North Florida, where shoppers could go to Georgia or another state. Also, sales taxes hurt the poor more than other income groups. Vacationers, too, would pay more to visit Florida.'

Can you imagine being an appliance seller or car dealer anywhere within 200 miles of the border? Those businesses would get killed with a 9% sales tax. Also, do we dare tinker with tourism, our #1 business?

Still, I like the idea - thinking way outside the box is a good thing, especially in times of crisis. Don't know if the voters will go for it or not. What do you think?

35 comments:

Bill Woessner said...

I've always thought that property taxes are a pretty bad idea. It's a tax that can easily get out of control and hit those least able to pay it. Of course, I'm not too keen on sales taxes, either, for basically the same reason. I think income taxes are a far superior way to raise capital. Too bad you guys don't have it down in Florida.

Anonymous said...

Good point - somehow I think this latest proposal will pass, then people will get mad (again), and then another amendment will get proposed (say, in 2012) to finally bring in the income taxes. Then we'll be like every other sane state in the union.

But then again, the "we want free money" lobby keeps growing, so who knows?

Anonymous said...

Tennesse has a 9+% sales tax, with no income tax, and low property tax.
It seems a lot of Floridians are moving up there, for tax relief.
Maybe they just want to get away from the hurricance insurance problem?

Anonymous said...

Why aren't the legislators addressing the current falling property values, and how this will help lower everybody's taxes. Sarasota-Brandenton, off 18%. Cape Coral-Fort Myers, off 23%, from the high. At the current rate of property value decline, taxes will be back where they were in 2001 by the end of 2009.

If the legislators would admit to falling property values, and point out this fact, in the end, nothing would need to be done about high taxes. The problem will take care of itself.

Anonymous said...

Just peeking to see what's new at Paradise Lost. Nice to see that things have calmed down a bit here. Anyway,here's my two cents.

I would much rather have a 9% sales tax than property taxes, even if values continue to plunge. Maybe they are pushing this issue because the mess dropping values will cause! Every homeowner will be demanding reassessment.

If the sales tax doesn't include food, the lower income folks won't have to worry too much. They do have tax free weekends every year for clothing, and school related supplies. There are many charities out there that help the poor. You'd be amazed at how much is out there.

It's middle income folks who will feel the squeeze. However, they also will benefit by lower property taxes. Many can afford their house payment, but find it hard to come up with the insurance and tax money.

The only downfall I see is the businesses near the border. I wonder how they handle it in Tennesee?

Tourists are used to the high taxes. Two cents more really won't keep folks away from visiting the mouse. Heck, last time I went to Mouseville, I thought we could solve the tax issue by having a tax on foriegners or charging them a higher fee. Seemed every other person visiting was from another country.

Dragasoni said...

I'm totally against this proposal. Why should I have to pay the price for these idiots who bought a $300,000 shoe box, and now can't afford their taxes? Hey, they cashed out every dime of that 'equity' by choice. They should have known their assessed values would rise as a result, thus the tax increase. I say let the morons foreclose on their property, and sell their homes back at a fair price.

All this will do is hurt people like me who are renting because of the enormous cost of owning, kill tourism, crush small businesses along the GA border, and further put off the needed depreciation that's needed to make homes affordable again. It's a terrible idea.

I think they should just end the save our homes tax, reassess all properties factoring in any loss in equity that may have occured, and tax accordingly. This save our homes cap is total madness.

-Dragasoni-

Anonymous said...

"Tourists are used to the high taxes. Two cents more really won't keep folks away from visiting the mouse. Heck, last time I went to Mouseville, I thought we could solve the tax issue by having a tax on foriegners or charging them a higher fee. Seemed every other person visiting was from another country."

Great Point Lizziebeth,

I share the same opinion, get rid of property tax. Where I come from I am currently used to paying 14.5% GST and PST so coming to Florida and paying 9% is a gift combining that with no property taxes and we would be happy.
BTW,

In The Bahamas as a tourist you pay a $15.00 exit fee when you leave.
Imagine the revenues they would generate if they charged the foreigners something like that.

Anonymous said...

How do you think this would affect the housing market collapse in Florida?

I know that many of the homes for sale are owned by out of state/country investors so this new plan doesn't help them out anyways.
What about the rest, would this new idea be enough to save them?

Anonymous said...

Great. A homeowner with enough money to purchase 'rental' or 'vacation' property complains that they can't afford the taxes on their primary residence (in addition to the other properties they may own). So 'lawmakers' attempt to 'fix' the system by charging everyone who buys something more sales tax in order to cover the tax liability of the poor, unfortunate homeowner.

"Everyone's pretty excited about it," Rep. Anitere Flores, R-Miami, said....

Yeah, I'll bet they are.

Anonymous said...

Hey Anon,

The tax relief wouldn't help just the investors. Keep in mind the investors are already screwed! No tax relief can take away the burden of the depreciating asset they already own. The tax relief would help people that are renting hoping to buy one day(like me), folks wanting to move up or downsize..... This proposal saves so many more Floridians that aren't specuvestors. Like I said, they're already screwed in the upside down investment. Keep in mind they still have to pay their exotic mortgages, upkeep and insurance. Even with tax relief most will find themselves in foreclosure or renting.

Anonymous said...

One more comment Anon, Speculators weren't homeowners with enough money to buy a second home or vacation home. If you read up on the bubble, you'd know that many of these properties across the nation were bought using liars loans and exotic financing.

Hi SKB! Haven't been to the Housing Bubble Blog lately. Too big. I hope this site keeps going without any nastiness. I haven't read previous posts, so don't know when the nastiness stopped. So when you moving down????

Anonymous said...

It seems to me they are robbing Peter, to pay Paul. When Paul gets all the money, then we can rob him, and make off with the booty.
Some how, I think, the Florida tax payers are going to get the long end of the shaft!!!

Anonymous said...

If property taxes were eliminated, the price of homes would just go up even more.

Out of control development will continue, and the state would soon need even more schools, roads, etc.

2 cents will feel like nothing.

bearmaster said...

Once again, renters get screwed.

Anonymous said...

Florida's constitution says no income tax. Snowbirds don't vote.
SOH home owners won't vote for tax increase. Sales taxes are regressive and penalize the middle class and the poor. So they won't vote for that either.

Everybody, that trusts a politican raise their hand.

Anonymous said...

You people are so gullible. Read my lips. "Politicians will never fix any problem." Governments are only concerned with getting their hands on more of your money. That means they have researched this and can get more of your money by raising the sales tax.
This will also create a land rush as northerners flood the area to buy property which has no realestate tax, and they will only pay sales tax for a few months here. Prices will no longer correct to the proper level, but will shoot up.
If $3000 can be saved in taxes each year it only stands to reason that they won't mind paying more for the property.
And think of all the money those who live in the McMansions will save. They will surely want this passed.
In the end, only market forces will cure the realestate tax or the insurance problem. But it will take time.

SKB said...

Hey Lizzie,

Not sure what happened here, I think Crazy finally got sick of posting all by himself so he got mad and took his last few marbles he had left, home. To bad for him, if he thought that people would respond to his posting when all he does in the end is bite your hand. He should not have been so surprised.


lots of interesting stuff on the other blog as of late. I am sure if you are like me you have already read a lot of it on the internet anyways.
Well it's official my husbands rotation has been approved and we are headed to West Palm Beach. We are hoping to be out of here by July. I have been though this waiting game before so who knows when our move could actually happen. We really hope July, lots of homes for rent down in that area.

Take care hon,

SKB

Anonymous said...

This is part of a larger comment from someone on the Housing Bubble Blog.


"There is a limited supply of qualified buyers for stuff over $250K, and once the underwriting guidelines come back to normal, you will see everything over $400,000 basically implode with haircuts of at least 50% - that’s everywhere. This is because incomes don’t justify the pricing. Again, for those in SoCal coastal areas, this is everywhere. I dont know FLorida r.e., but after almost 20 years in various areas of r.e. (appraising, review appraising, mortgage, worked for KB Homes), I can tell you that SoCal is in trouble. It will be a bloodbath in most of South OC, Inland Empire, Bay Area, etc."

Anonymous said...

I think the concept of a reduction in property taxes would be good for the State of Florida, and the 9% sales tax would reduce marginal spending of the spend thrifts.
Bottom line, it would be good for me and not so good for them.
But, isn't that they way politics works. Make the other guy pay, by voting for your favorable legislation.

Anonymous said...

Hey SKB;

Did you see one of the other blogs, named Southern Maryland Housing Bubble Blog, folded up.
They said they offered insightful commentary, that's a laugh.
It was almost as bad as Frank's Blog. I really burned some ears over there. LOL

Take Care, well see you in the Sunshine

Anonymous said...

Well SKB,

He's back. It was short lived but nice. He did the same thing over at the Housing blog. Making qoutes using my name, or similar. I thought they finally found a large enough crane to get him out of his trailer. I was wrong!
He doesn't seem to be able to post his rants over at the Housing Bubble Blog. Funny thing is they just don't respond to him even when he's man enough to use his real name. Of course since he can't see his tool anymore, he may be questioning his manhood, thus needing to pose as a woman. Hopefully his trailer will be blown over before you get here.

SKB said...

ROFLMAO Lizzie,

I was almost fooled until I realized he was using the wrong signature.

Does he live in WPB? God, I hope not.

SKB

Anonymous said...

Property taxes are actually not taxes at all. They are actually property rents. Homeownership is a myth and a lie. The state and county owns all property and wants only currently rich and wealthy people to have a roof over their heads The term "property tax" is a mask and a cover up for what it really is. When one pays off a mortgage, or as it is called "paid for the house", the person has not bought the house at all. The person has bought a privilege to occupy a parcel of state and county property. The government landlord then continues to charge and levy rents every year that pay for county funding and the beaurecrats. Anyone who is unable to pay in full and on time is evicted, stripped of all posessions, and made homeless. And the government landlord will care less if the person has young children, or has been laid off, fired, or is disabled; as said earlier, the government landlord wants only rich people living on his properties and will forcefully and swiftly gentrify the county without hesitation, as he is doing in Palm Beach and Broward counties. Then again, not only is this bad for the eviction victim, it is also bad for the neighborhood as since the house can stand vacant for as long as a couple of years while the landlord is wasting his time trying to find a millionaire to occupy the parcel, gang bangers and drug dealers break in and occupy the vacant parcel, turning it into a drug house where they make methamphetamine and crack cocaine, recruit more gang bangers and drug dealers/drug runners who then go out doing shootings, robberies, assaults, and street dealings. Now the neighborhood has a crime and drug problem, which the government landlord simply turns a blind eye and a deaf ear to. As the cycle repeats, more drug houses are established, and it can cause the entire neighborhood to fall into ruin.

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梁爵 said...

2019.09.10 酒店經紀:梁曉尊—專業分析酒店工作環境內容
酒店經紀觀察家梁小尊/梁曉尊
我來說說即將進入歷史的職位(領檯)演化史
十年前酒店兼職領檯職位很盛行,許多條件好的小姐會選擇當領檯
但如今酒店打工漸漸的被(禮服店)完全所取代。
領檯有分: 制服店領檯 和便服店領檯(都是不脫不秀的)
制服店領檯是必須坐檯才有薪水的,便服店領檯只需要帶位不需要坐檯
當然薪水上有很大的差異 有坐檯的薪水一定會比較高
會去制服店的客人點公關的機率一定是比較大的
所以要做領檯相對的外在條件不能輸給公關!!
再來就是手挽要好 有機會上到檯就必須讓客人留住你。
領檯不需要玩 因為會點領檯的客人也知道領檯只有單純陪酒,上的好一個月領比公關多也不是問題 平均大概十幾萬!!領台一節大約130~140(10分鐘為一節)。便服店的領台因只需帶位 月薪約在3~4萬左右 工作單純但是職缺不多!!要靠關係才能進去!!(如皇親國戚在當總經理等等)
如今現在(禮服店)完全取代了領檯這個角色
1: 禮服店不需要與制服店公關同檯
2: 禮服店所有小姐都一樣一視同人,自我打扮/服裝自由搭配,好與不好各憑本事
3: 禮服店 (不用脫衣/不用秀舞)
4: 禮服店薪資1節10分鐘170元~190元 大幅調漲 因應市場機制
總結:
1.這行就是外表的行業 時常調整自己到最佳狀況 才是面對競爭的不二法門 不怕被其他人比下去^^
2.其實消費者來這 並非要敢玩的女生坐在旁 有時因為要應酬客戶所以來這 他們要的重點是包廂氣氛 熱絡開心最重要,也很多消費者只要酒店小姐在旁倒酒聊心事
3.至於收入多少 當然有基本的先天條件 如:女人外在條件的比例/談吐/氣質/身材 等等
4依照我們的多年經驗 還是取決自己的態度和決心,畢竟這是人的生意 是必須經營的
5.來這行的消費者主力 多為28~45歲左右 因此他們看女人的角度是不同的 因此打扮還是多少花時間去調整喔


梁爵 said...

2019.10.30知名酒店經紀調查酒店上班顯示,2019年酒店工作酒店打工有將近7成的上班族有意願酒店兼差在八大行業擔任酒店兼職坐檯小姐或打工,其中在中山區林森北路以及忠孝東路上的便服店酒店兼職的有(54.6%),比在白天正職的比例(29.8%)更高。進一步女大學生、上班族詢問未來想投入八大行業酒店兼差的比例達到7成3,其中想在八大行業擔任酒店小姐兼職有(17.8%),想擔任正職的有(23.9%)。知名酒店打工專業指出產業來進行交叉分析,結果發現,目前在傳產製造業的上班族想在八大行業兼職酒店小姐的比例最高,而服務業想投入兼職酒店小姐擔任正職的比例最高。主要的原因包括對客人買全場接S(性交易)額外收入感到有興趣(32.3%)想為未來事業多認識企業的大老闆(29%)、喜歡跟人相處(30%)以及酒店工作機會多(31%)、酒店工時彈性(16.5%)等原因。

梁爵 said...

2020.05.17酒店小姐的基本介紹跟工作內容因應新冠肺炎疫情,為了確保我在酒店上班的日子能在出現確診者後快速聯絡到接觸者,部分縣市政府開始要求八大行業酒店小姐一定有S?須採實名制,中央是否也有硬性要求 八大行業是哪八種行業呢?對此今天中央流行疫期指揮中心記者會上,指揮官陳時中表示,中央職場須知 【酒店PT 】不是強制規定一定要實名制,只要能確保可以快速聯絡到人就可。另外對於高雄市政府詢問,酒店打工、舞廳是由中央統一宣布復業,還是地方政府自行規劃復業期程?陳時中表示,只要能保持社交距離、梅花座,或有隔板,並落實個人健康衛生防護,戴口罩,量體溫,入口提供洗手清潔用品,確保能聯絡到人,地方能做到就可以開放,請大家配合規定,讓員工與出入人員都能安全。
陳時中還強調,所有場所都要符合防疫新生活規定,夜店也要符合這些個人防護,如果太擁擠沒有做到,會請各地方主管單位加強輔導。

梁爵 said...

2020.05.28酒店小姐的基本介紹跟工作內容受到新冠肺炎疫情衝擊,全國舞廳酒店停業。不過我在酒店上班的日子,台北市商業處今(27)日宣布,截至26日止,共計受理53家業者申請復業,其中46家已核准。台北市商業處傍晚發新聞稿表示不敢來酒店上班-酒店打工的原因,復業之酒店、舞廳需在營業場所設置單一入口,並使用北市府提供的防疫實名制APP,要求入內消費者須提供身分證、居留證正本供掃碼,或以健保卡、駕照拍照後,手動鍵入基本資料,上傳至市府的酒店上班-酒店兼職-兼差如何達成人生的第一桶金雲端硬碟,未攜帶證件者則不得進入。商業處酒店兼差不是一個複雜的工作環境?指出,復業後警方會不定時巡邏稽查APP實名制落實酒店小姐酒店上班到底都在做什麼?情況,違規業者由衛生局依「傳染病防治法」等條款,處新台幣3,000元以上、1萬5,000元以下罰緩,且可按次處罰,違規超過3次者可命令停業1個月。最後,商業處強調,業者要確實遵守北市府的防疫措施,由工作人員為消費者量額溫、手部噴酒精,同時要求工作人員在公共區域也需要戴口罩、勤洗手及早晚量額溫,特別注意環境清潔,以落實防疫規範並盡到管理責任。便服店: #王牌酒店 #香閣里拉酒店 #麗園酒店 #龍亨酒店 #香水酒店 #金典酒店 #威晶酒店 #威士登酒店。禮服店: #麗緻忠孝酒店 #麗緻敦南酒店 #維多立亞酒店 #百達妃麗酒店 #萬豪酒店 #金荷酒店 #大富豪酒店 #絕色酒店。制服店:#麗都 #淘寶酒店 #金碧輝煌酒店 #金昌酒店 #金聰酒店 #君悅酒店 #盛世酒店 #奧斯卡酒店 #龍昇酒店 #龍昌酒店 #百富酒店 #台北東區酒店兼職。

梁爵 said...

2020.06.03酒店小姐的基本介紹跟工作內容八大行業陸續解封,其中台中市已經有75家酒店在昨(1)我在酒店上班的日子日正式復工,不過業者不敢來酒店上班-酒店打工的原因還是得落實防疫規定,所有工作人員都必須戴口罩、保持社交距離,違反規定者最重可處歇業處分。鞭炮聲響起,台中市酒店上班-酒店兼職-兼差如何達成人生的第一桶金酒店在停業1個半月後重新開張,原本酒店兼差不是一個複雜的工作環境?用來宣傳店內的佳麗跑馬燈,改成為第一線醫護人員加油打氣,防疫依舊不能鬆懈。首日復工全面備戰,員警到場臨檢,職場須知 【酒店PT 】一個一個得接受體溫測量才能進到店內查核,確保場內所有人都有戴口罩、保持社交距離,落實實名登記制。但疫情過後,驚傳酒店女不回去了。前酒店小姐:「今天才第一天開業而已,然後大家都趕快叫小姐回去,有的人轉正業,可能沒辦法馬上離職,缺小姐一定有。」酒店公關黃先生:「如果沒有(小姐)的話我們可以再應徵啊,沒有其他薪水比酒店高的啦,所以她們也是不得不回來。」很多人想找酒店上班,卻沒有良好的管道,媽咪的部落格算是管道之一!但媽咪要請妳問一下自己確定要來酒店上班了嗎?在酒店上班,必須承受許多許多的不公平與,這表示我還不夠好,而且不誨言的,我也希望收入可以增加!) 雖說酒店上班一個星期的收入等於一個上班族一個月二至三萬的薪水,八大行業絕不是輕鬆的工作很多沒在酒店上班過的都認為酒店上班是個輕鬆的工作、薪水也很多,其實薪水是有比一般工作要來的多沒錯。這陣子酒店休業損失慘重,貼出營業公告中多了一行「應徵酒店女」。受疫情衝擊的還有計程車司機。計程車司機:「差很多啦,以前都有(一天)2、3千,現在1千不到,(這陣子都去做什麼工作?)做鐵工啊。」酒店首日復工,業者全力衝刺拚業績,疫情趨緩之際,酒店開業防疫還是得擺第一。Q:未成年為什麼不能到酒店打工? A:法務部有規定未成年不得進出酒家、特種咖啡茶室、電子遊戲場...等等違反的話最嚴重的罰責是"歇業"或"停業究竟要如何在第一天就上手酒店的工作呢?許多人都認為酒店是個複雜的環境,不過與現實社會的壓力相較,酒店上班家人、男友會知道嗎?酒店兼職懶人包,酒店應徵必須懂的事,閃酒秘訣大公開,面對奧客一次就上手,酒店工作前應該注意的幾件事,這裡沒有天花亂墜的酒店應徵,都會問說到酒店上班要不要簽約。 事實上一般都是不需要簽約。