Thursday, December 28, 2006

Nationwide New Home Sales Up - Except in Florida

Commerce figures are out for new home construction sales in November. From the St. Pete Times:

'Maybe it was balmy weather up North, maybe it was lower interest rates, but the country as a whole experienced a mini spike in new home sales in November.

Pity poor Florida: The Sunshine State, and most of the South for that matter, didn't enjoy the rebound.

Nationally, new home sales in November rose 3.4 percent from the previous month to an annual rate of 1.047-million. That exceeded economists' forecasts of a 1.018-million homes.'


Sadly, prices have risen. Again.

'The national median new home price climbed to $251,700 in November 2006 from $237,900 in November 2005.'

Remember, the Commerce Department report does not take into account cancellations - so these numbers tend to be higher than actual.

And for the Tampa Bay region, some reports on the builders.

'Transeastern Homes: The builder of such best-selling neighborhoods as New Tampa's Live Oak Preserve has tried to stave off bankruptcy by laying off more than 100 and dismissing regional president Bob Krieff.

Ryland Homes: Heavily invested in Pasco County, Ryland's southeast division, which includes Florida, saw new home orders tank 64 percent from the third quarter of 2005 to the third quarter of 2006.

Centex Homes: Centex's sales this year have been leaden compared to 2005. In the Southeast region, the number of home contracts plunged 53 percent.

Beazer Homes: In the Atlanta builder's annual report in September, the company said new home orders dropped by a third in Florida. Its stronghold has been southeast Hillsborough County.

Pulte Homes: Based on its latest report, the nation's second-biggest homebuilder sold 29 percent fewer homes in the region that includes Florida. It has trimmed its work force 10 percent. Pulte is active in Clearwater, Seminole, Hudson and Wesley Chapel.'

Full Article

US Commerce Report - New Home Sales

95 comments:

Anonymous said...

the FL crash only gets worse as spec/flippers sitting waiting for the spring rebound go bust under the wieght of escalating cost.

Anonymous said...

I appreciate all your efforts to keep us "bitter" cash rich renters informed....

Thank you and Happy RE Crash 2007

ft lauderdale said...

Yes, thank you, I can't help wonder where the rest of the floridians are??? cmon, the CA blogs are full of comments etc... Are we all too busy playing with our hurricane shutters?? well from Ft lauderdale, nothing is selling, price reductions are large and pervasive,and incentives are becoming ridiculous, houses with boat/furniture and cash... etc. Anyone else care to chime in?

lizziebeth said...

Seems they are still posting on the housing bubble blog.

SKB said...

Although I read all of the blogs on the bubble, I still find this blog to be most informative and interesting.

Thanks for the great job.


SKB,

Happy New Year!

Bakersfield Bubble said...

Keep up the good work the TSUNAMI begins shortly - Pass me some popcorn!


crispy&cole

lizziebeth said...

Another thought could be that there are more FB's in Florida that choose to ignore the facts. I know in my circle of friends I am a strange breed! Of course, no one wants to admit it's as bad as it is, but in private I'm sure they are cursing me for being right!

SKB, I too llike this blog more. The housing bubble blog has become too big! I prefer to discuss the local market!~ When I do go over to the other blog, I just read the Florida articles.

Anonymous said...

“The Charlotte County market has so frustrated Dave Bonham that he moved his family to Idaho. He has been trying to sell his house since August 2005, and so far all he has to show for it are four price reductions and one failed deal. ‘We just had a little bit of poor timing there,’ said Bonham. He got it appraised for $285,000 and listed it for $279,000. Two expired listings and an attempted auction later, his price is $219,000.”

“‘Nothing has really changed as far as people moving here,’ said Bonham. ‘The difference, is where each buyer had three houses to choose from, suddenly each buyer has 30 houses to choose from.’”

Anonymous said...

“Although prices have fallen, analyst Jack McCabe said, ‘it’s a much better time to rent. You can rent a property for 55 to 70 percent of the ownership costs would be, even factoring in your federal income tax deduction.’”

“Besides, he said, ‘there’s a huge credit bubble out there right now’ with about $2 trillion worth of adjustable-rate mortgages that will have to be adjusted to current market rates in the next two years. That could trigger a wave of foreclosures as people have to give up houses they no longer can afford, McCabe said.”

Anonymous said...

“Borrowers with minimal equity in their property are becoming more common, he said. ‘I don’t think that we have ever experienced as high loan-to-value mortgages as we have today,’ Gordon said.”

“During the heady days of advancing home prices, many people tried to get as much house as they could, and some stretched beyond their financial means, according to the managing principal and portfolio manager of an investment firm that specializes in bank stocks.”

“‘People said, ‘If I don’t buy today, that house is going to cost about 10% more in six months,’ said Robert C. Ollech of Fortress Partners Capital Management Ltd. in Hartland. ‘That was the go-go attitude two or three years ago, but that has come to a screeching halt,’ he said.”

Anonymous said...

http://photos1.blogger.com/x/blogger/6089/1833/1600/182145/National%2520Existing%2520Median%2520Appreciation-%2520Nov.png

SKB said...

Today, I spent some time looking at homes and comparing what they paid versus what they are asking.

It was a bit sickening for me to realize that most that are for sale right now are indeed owned by investors.

I came across one couple from San Clemente CA that has a total of 7 properties in Florida. One is currently being built.
The rest are all for sale.

One property they just recently purchased Sept 2006 for 122,900 is now listed for 219,900.

The earliest property (land) purchased March 2002 for 4,000 now has a home for sale for 189,900.

These people make me SICK!!!! Who are they kidding to think that this party is not over. I wonder if they still think this was worth it?

These were just the properties I found in one area. I wonder if they have more in other areas?

BTW,

Their total tax bill for this year:

$24,264

They have paid all but one of their tax bills.
All properties are empty.

I feel NO EMPATHY at all as I can not even begin to try to know what their shoes must feel like. I know that I would never have taken greed to that level so it is impossible to feel empathy for them.

SKB

SKB said...

After some more fishing around I discovered something that could be a mere coincidence (or not) as the property owner shares exactly the same (first name, middle initial and last name) of the author that wrote the book: The Executive's Guide to Controlling Health Care and Disability Costs.


From the Publisher:
"Uses a vast amount of examples to show that, by making health concerns part of the overall corporate strategy, companies can promote employee well-being, provide necessary health services, keep a lid on skyrocketing costs and ensure long-term financial stability.

A breakthrough book offering workable company strategies for controlling out of control health care,workers' compensation and disability costs...."
only 34.95

I guess he was to busy flipping and writing that he didn't bother to read " : The End of the House Bubble by John R Talbott".

ft lauderdale said...

Yes, thank you Frank, great job, this year should be interesting.

lizziebeth said...

SkB,

Your frustration is where mine was a year ago. Now we are content to rent, save money and watch this thing unfold! Even with the housing crash, it's still paradise to me. It's 80 and sunny right now! Ahhh, nothing could be better!

Funny thing happened two years ago when we were planning on moving back. It wasn't until now that I realized what this persons intent was.

I was sitting in a cell phone waiting area at the airport in Orlando. A rather attractive middle aged man came up to my car(window was down), and asked me if I could reccommend a high end neighborhood in the Orlando area. I told him I wasn't familiar with Orlando, but I knew Winter Park to be a nice area. I thought he must be relocating here and nervous about where to live in Orlando. Chances are as I just realized he wanted to buy in the best area of OrlandO. bY His dress and mannerisms, he was probably from California, possibly New York.

SKB said...

LOL, maybe he was the book author.

My husband has now put in for several promotions all over Florida.

Ft. Lauderdale is the most recent. Who knows we may be moving sooner than we thought.
My brother in law lives in Ft. Lauderdale and loves it.

I am anxious to move back to the USA and enjoy that beautiful Florida weather.

Have a Happy New Year Lizziebeth

SKB

CRAZY G said...

So! We thought we'd do a little get-away for the holiday, and loaded up the camper and headed upto the panhandle to check things out....

We came through Panama City.....

WWOOOOOWWWW!!!!

Just like the corridor from Fort Myers to Naples....

CONDOS EVERY WHERE!!!!

DESTIN is unbelieveable....

>>>TRAFFIC so thick you want to swat them like flies!!<<<<


""""IF THIS IS WHAT THE FUTURE OF FLORIDA IS .....COUNT ME OUT""""

Counting 25 years here and OUT....

vfsv said...

We visited our old "home" in Florida last week & the news was encouraging from the standpoint we could clearly see how the RE market is unsustainable & destined to drop considerably.

The first two of three or four chapters can be found at:
http://www.viewfromsiliconvalley.com/id288.html -and-
http://www.viewfromsiliconvalley.com/id289.html

Thanks!

Illuminati said...

I am not going to pull my charts and spreadsheets, just a few comments based in my daily life in Florida. I live on Ft. Lauderdale, more specific Hallandale Beach.
I live near the beach (2 Or 3 BLOCKS)next to the intracoastal,view of the ocean.Old but well maintained(built 1971) condo
I will recommend to STAY AWAY from here even when the prices collapse
Reasons:
1-INSURANCE COSTS.
Flood insurance for my building went from (real Figures)$10659 to $37.109, more than 200%.
Something related to a reclassification from FEMA.
In the part of multi-peril wich includes windstorm the older insurance Co. did not renew windstorm insurance .
In November 17th Sun-Sentinel ( local Newspaper)proposed rate increases for Broward County from the low 94.2% to high 118.2% .
New Insurance Co., Citizens Property Insurance, increases policy from $143.286 to $235.000.
All these increased the maintenace in 15%.My taxes are low because i bought in 2003 but i am sure if i move will go higher.
2-INVENTORY.
There are entire towers empty (ie:The Beach Club,three high-rise,1,200 units ,Duo, two high-rise towers holding 400 units.Ocean Marine Yacht Club,283 units and the list goes on and on). The site where the European Club, a 30-story mixed-use development which will have 118 condominium residences and up to 170 condo/hotel suites remains empty after demolition , that is located next to my residence
In the last condo meeting ,i found out there are more than 30 units for sale in my condominium .Owners are asking to change the charter to permit the rent of some units. ( my building is owners only).
In short , lots of offer will bring prices down, and i am not counting foreclosures yet, a big factor in this flip area with a lot investors sitting on inventory.
3-OVERALL ECONOMIC FORECAST.
I don't want to dwell into this
4- HURRICANE FEARS
Early predictions include
Entire U.S. coastline - 64% (average for last century is 52%).
U.S. East Coast Including Peninsula Florida - 40% (average for last century is 31%).Almost the same for the Gulf coast.

In short, the weather is nice but the price is not.

Anonymous said...

The entire re market going to crash in price to reflect the much higher cost of living.

IMO the prices will come down 50-60% from peak prices.

Anonymous said...

Let me take that back...70% drops are very possible in Fl.

Carrying cost have just soared so RE prices need to adjust downward for this much heavier burden.

It is going to get really really desperate in Fl this year.

SKB said...

VFSV,

I read your story, thank you for the great reading.

My husband works for Customs pre clearance in Canada and he said that there have been 100's of "snowbirds" flocking in the last several days. Most are renting condos, some own.

Also as far as upgrades in a home, there are literally dozens and dozens of extra things you can upgrade to a home. Things that are not the obvious.

Things like extra rooms, larger rooms like bathrooms and patios, various Entertainment centers, cut out windows, fireplaces, additional culverts, side doors on garages, higher insulation, different front elevations, glass block windows, double pane windows, frosted glass, sliding closet doors, marble window sills, french doors, upgraded door handles, crown moldings, plant shelfs, columns made from various expensive materials, 30/40 year old architect shingles, or S tiles, a zillion options for upgraded plumbing, sidewalks, circular driveways, two color interiors, white ceilings, extra mirrors, higher end carpets, higher end tile, central vacuums, underground sprinkers, ceiling fans, extra outlets for power, tons of various counter tops, styles, colors, wood trims, back splashes, cabinets upgrades, wine racks, extra cubboards, high end appliances, air purifiers, programmable thermostats, the list goes on and it is easy to add 100,000 in upgrades to a home.

For me as a future buyer upgrades are nice but what I want even more is for them to lower their prices. I will then gladly add extra options on things that matter to me.

Happy New Year everyone!!


SKB

ft lauderdale said...

I have to defend south florida a little, granted everything said is basically true, however, The weather is great and if you are a boater, there is no better place to live, that comes at a price yes, but it is "still" cheaper than many waterfront areas. Now how the economy here will weather the burst??? who knows, I am worried.

Anonymous said...

Someone said 70% drop, agree being a long time resident. The economy cannot support anywhere near these prices and with northern areas prices going down the money will halt the flow. Insurance and taxes have skyrocketed. May have to move out if it continues.

SKB said...

I am hoping for a 50% decrease, 70% would be to good to be true. It makes the most sense over all to see the prices come down that much.

Man, what will people do? I feel tons of empathy for anyone that purchased during the bubble times. I have been watching losses so far up to 33% in SoCal and it is only the beginning.

Florida is going to take the hardest hit as the salaries are so much smaller in Florida than they are in SoCal.

I can see less and less people supporting the HH theories of yoy 25% price appreciations. I guess they are finally dawning in.

So now the biggest question will be how long exactly. I think it will happen rather quickly. I guess I am hoping as it will hurt less for people in the long run. A long drawn out decline will be the worst for everyone involved.

CRAZY G said...

SKB reply:

"IF", Japan is any indicator for us, then we are in for the LLOOOOONG PULL DOWN HILL.....cuz Japan's real Estate market has dropped 18 years in a row!!!!

IMHO, Florida has ""NO"" jobs....
Just a bunch of pencil pushers, and waiters, etc...
Florida doesn't make anything, of any consequence, besides Citrus products, home building, and cattle industry...
In Palm Beach County, the school system is the biggest employer, followed by the medical and other government employees....

""WE"" CAN'T KEEP ON PUSHING PIECES OF PAPER AROUND, WITH LARGER NUMBERS ON THEM, AND KEEP SAYING WE'RE RICHER, BECAUSE OF ""IT""....

Percisely, what ""IS"" going to determine what does happen is completely out of our [U.S.] control....When, and "IF" foreign central banks start dumping U.S. Dollars, the game is over.....
Housing Market, Stock Market, and Bond Market, will COLLAPSE with the U.S. Dollar....

ALL, that money piling up over there somewhere is going to come back to bite you....

?????WITH OIL @ $60+/BARREL.....WHAT ARE THE ARABS GOING TO DO WITH ALL THAT MONEY????
We don't make any turbins for them to wear....

Some day, in the next decade or so...Somebody is going to read a history book, and say:

""""GEE, THIS HAPPENED BEFORE....HOW COME WE DIDN'T KNOW ANY BETTER???""""

SKB said...

This is just in:

Can you believe this article?
Who is going to buy these condos?

What about all of the other unfinished projects in Florida?

These developers really take the cake.

http://www.msnbc.msn.com/id/16440697/?GT1=8921

Anonymous said...

most of these RE dreamers deserve eerything heading their way. They wanted riches by doing nothjing to earn it.
I hope to chop off at least 50%-60% on anything i consider purchasing. The cost of taxes and insurance are putting massive pressure on prices.

Anonymous said...

BLEED'EM DRY!

SQUEEZE EVERY PRICE CONCESSION POSSIBLE 70% IS VERY POSSIBLE!

FL - Paradise Lost said...

Great find, SKB. That's making today's post.
- Jerry

lizziebeth said...

70% would be way too much in most areas! 50% is going to be disastrous enough! With that said, I won't buy until it's 50% off. I'm sure others see the same as I do. Not only are the specuvestors going to get burned but many long time Florida residents that jumped on the real estate game! My guess is that at least 60% of Florida homeowners(renters from the bank), will be detrimentally affected by the bust!

Anonymous said...

I am in Coral Springs florida, and here out west I don't see dramatic price decreases. Let me qualify that a bit by saying that the houses on the market since last summer seem to have added at least 25% over 2005 prices. Although many homes have reduced their prices by even as much as 100k their starting asking price was very high. In Coral Springs I'm just beginning to see homes that are slightly better than dumps being offered just under 400k. Any modestly nice house is over half a million (500k+). I am not taking about anything more than a pretty basic 3/2 or 4/2 with some curb appeal is over 500K. To me this is ridiculous, and if you listen to the RE folks here, we've hit bottom. I hope prices plummet in 07, but I'm not holding my breath. I will continue to rent, and if things don't improve in the next 2 years, I am going to leave.

lizziebeth said...

Anon,

I'm with you. Prices haven't dropped enough which is why houses aren't selling. The prices will have to come down. Too many speculators who can't make the mortgage payments.

A fun past time is looking up various realtors in the tax records. So many bought homes in 2005 and own multiple! They must have watched one to many late night infomercials!

Things will come down. The only houses selling are those that are priced right! Even at the right price, it's just too risky to buy right now.

Here's a handy tool to help you decide when to buy. It's a rent vs buy calculator. I can't remember how to post links but you can google to get the calculator or try this link.

http://www.dinkytown.net/java/MortgageRentvsBuy.html

Based on this prices need to come way down! Interesting thing though. If I rent a $700k home for $3000 a month, the calculator says that I will break even after five years with the taxes at 1%. If I up it to 4%, I don't break even after 30 years based on investments.

does anyone know the actual tax rate for Sarasota????

Anonymous said...

Nice site Lizziebeth, thanks.

I ran the calculations and rent beats buying even after 30 years for me too. I've been hearing a lot of talk that the FED may reduce rates in 2007. I think they should raise them but I am not an economist. Still, I fear the greed and stupidity that brought the housing bubble in the first place will be fueled by any reduction in rates. People seem he$$ bent on being finacially stupid, and they must want to believe the RE cheerleaders even when the evidence is contrary. Some say the mortgage rate is not really tied to the FED rate, but still I think if they lower it, the dumb and dumber will continue to look only at interest-only loan payment.

costa rica said...

Hello I want to congratulate to you. This site is fantastic, looks like entertained and very good to me it elaborated. I invite them to that they explore a little on my site of the Web
Our real estate listing includes great opportunities on Costa Rica Central Valley’s provinces such as San Jose, our Capital, with remarkable cities as Escazu at the west, or Curridabat at the east, experiencing a great development on both commercial and residential properties, making their real estate pricing highly attractive to investors; on other hand, Alajuela city gathers places with a very special warm weather such as Grecia, La Garita and Atenas, or beautiful farms for agricultural, cattle or nature preservation purposes as those located on San Carlos or Sarapiqui. We also offer land properties in Guanacaste, which is the province, along with Puntarenas, with the most beautiful tropical beaches on the Pacific Coast such as Tamarindo, Playa Grande, El Coco, Playa Hermosa, Nosara, Samara, Herradura, Jaco, Manuel Antonio, Dominical and Golfito, where the real estate business occupies the first place as the local economic activity.
Great investment opportunity at Costa Rica Pacific Coast, Preconstruction condos in costa rica ,Condo sales in costa rica, Retirement property in costa rica. Visit us for more info at: http://www.costa-ricarealestate.com/

Omar Cruz said...

this report is fantastic, the infomation you show us is really interesting and is good written. Do you want to see something more? you can visit too:Great investment opportunity at Costa Rica Pacific Coast, Preconstruction condos in costa rica ,
Condo sales in costa rica, Retirement property in costa rica. Visit us for more info at: http://www.ramadajaco.com/

Omar Cruz said...

These articles are fantastic; the information you show us is interesting for everybody and is really good written. It’s just great!! Do you want to know something more? Read it...:Great investment opportunity in Costa Rica: hotel in jaco beach, jaco beach review, apartment beach jaco rental. Visit us for more info at: http://www.jaco-bay.com/

DENNIS07 said...

Great investment opportunity in Costa Rica: costa rica beach, costa rica beach condos,Jaco Beach Apartment. Visit us for more info at: http://www.jaco-bay.com/

OnlinePharmacy said...

GOppkl Your blog is great. Articles is interesting!

buy phentermine cheap pharmacy buy phentermine c said...

hWuwws Nice Article.

name said...

kzRavD Magnific!

meridia and xenical combination said...

Lx0j86 Please write anything else!

said...

Good job!

name said...

Please write anything else!

buenos aires guided tours said...

Hello all!

alison krauss tour date said...

Wonderful blog.

school loan default car lo said...

Good job!

ringtones said...

Good job!

said...

Wonderful blog.

cheap cialis entry htm mt tb thistrackback said...

VBp1Tr Wonderful blog.

free ringtones directly said...

Wonderful blog.

Diana said...

Florida's nickname is the "Sunshine State", but severe weather is a common occurrence in the state. Central Florida is known as the lightning capital of the United States, as it experiences more lightning strikes than anywhere else in the country. Florida has the highest average precipitation of any state, in large part because afternoon thunderstorms are common in most of the state from late spring until early autumn. sportsbook A fair day may be interrupted with a storm, only to return to sunshine. These thunderstorms, caused by collisions between airflow from the Gulf of Mexico and airflow from the Atlantic Ocean, pop up in the early afternoon and can bring heavy downpours, high winds, and sometimes tornadoes. Florida leads the United States in tornadoes per square mile, but these tornadoes do not typically reach the intensity of those in the Midwest and Great Plains. Hail often accompanies the most severe thunderstorms. http://www.enterbet.com

Omar Cruz said...

These articles are fantastic; the information you show us is interesting for everybody and is really good written. It’s just great!! Do you want to know something more? Read it...:Great investment opportunity in Costa Rica: costa rica retirement property, costa rica retirement information, costa rica hoteles. Visit us for more info at: http://www.costarica4retirement.com

new house said...

companies marketing mineral makeups and also get the best bargains in mineral makeup you can imagine,
find aout how to consolidate your students loans or just how to lower your actual rates.,
looking for breast enlargements? in Rochester,
homeopathy for eczema learn about it.,
Allergies, information about lipitor,
save big with great bargains in mineral makeup,

change edition interviewing motivational people preparing second
,

interviewing motivational people preparing second time
,

interviewing people motivational preparing for a second time
,

black mold exposure
,

black mold exposure symptoms
,

black mold symptoms of exposure
,

free job interview questions
,

free job interview answers
,

interview answers to get a job
,

lookfor hair styles for fine thin hair
,

search hair styles for fine thin hair
,

hair styles for fine thin hair
,

beach resort in the philippines
,

great beach resort in the philippines
,

luxury beach resort in the philippines
,
iron garden gates, here,
iron garden gates,
wrought iron garden gates
, here
,
wrought iron garden gates
,
You: The Owner's Manual: An Insider's Guide to the Body That Will Make You Healthier and Younger
,
eat eating mindless more than think we we why
,


texturizer,
texturizers here,
black hair texturizer,
find aout how care curly hair,
find about how to care curly hair,
care curly hair,
lipitor rash,
lipitor reactions,
new house ventura california,
the house new houston tx,
new house washington dc,
new house pa philadelphia,
san antonio tx house new,
house new pa philadelphia,
new house washington dc,
new house ventura california,
the house new houston tx,
house new san antonio tx,
the house new houston tx, that you are looking for,
new house ventura california, you need to buy,
new house washington dc,
house new pa philadelphia,
new house san antonio tx,

hair surgery transplant
,

air filter allergy
,

refurbished dell laptop computers
,

hair surgery transplant
,

air filter allergy
,

refurbished dell laptop computers
,

hair surgery transplant
,

air filter allergy
,

refurbished dell laptop computers
,

chocolate esophagus heartburn study
,

chocolate esophagus heartburn study
be informed,

digestion healing healthy heartburn natural preventing way
,

digestion healing healthy heartburn natural preventing way
,
sew skirts, 16simple styles you can make!,
sew what skirts 16 simple styles you,
rebates and discounts on sunsetter awnings,
sunsetter awnings discounts and rebates,
discount on sunsetter awnings


truck and bus tires 12r 22.5, get the best price,
tires truck and bus 12r 22.5 best price,
tires truck bus tires12r 22.5 best price,
plush car seat strap covers,
car seat strap covers,plush,
car seat strap, plush covers,
oscoda voip phone systems, the best!,
oscoda voip the phone system,
oscoda voip phone systems,
exterior iron gates,
oriental wrought iron gates,
powder coated iron garden fencing,

black mold said...

black mold exposure,
black mold symptoms of exposure,

wrought iron garden gates,
your nest iron garden gates, here,

hair styles for fine thin hair,
search hair styles for fine thin hair,

night vision binoculars,
buy, night vision binoculars,

CoachingByPeter said...

It is also important to know information about your location's flood risk to have an idea on how much water might get into your place. Info can be avail in floodplain management office or building department. Anyone can be a victim of financial difficulties because of the damages that brought about by flooding.

Anonymous said...

Good day !.
You may , perhaps very interested to know how one can manage to receive high yields .
There is no initial capital needed You may begin to receive yields with as small sum of money as 20-100 dollars.

AimTrust is what you thought of all the time
The company incorporates an offshore structure with advanced asset management technologies in production and delivery of pipes for oil and gas.

It is based in Panama with affiliates around the world.
Do you want to become an affluent person?
That`s your chance That`s what you desire!

I feel good, I began to take up income with the help of this company,
and I invite you to do the same. It`s all about how to select a correct partner who uses your funds in a right way - that`s it!.
I earn US$2,000 per day, and my first deposit was 1 grand only!
It`s easy to get involved , just click this link http://apamaqix.lookseekpages.com/zatabo.html
and go! Let`s take our chance together to become rich

Anonymous said...

Good day !.
You may , probably curious to know how one can manage to receive high yields .
There is no need to invest much at first. You may begin to get income with as small sum of money as 20-100 dollars.

AimTrust is what you thought of all the time
AimTrust represents an offshore structure with advanced asset management technologies in production and delivery of pipes for oil and gas.

It is based in Panama with affiliates everywhere: In USA, Canada, Cyprus.
Do you want to become really rich in short time?
That`s your choice That`s what you really need!

I feel good, I started to take up income with the help of this company,
and I invite you to do the same. If it gets down to select a proper partner who uses your savings in a right way - that`s AimTrust!.
I earn US$2,000 per day, and what I started with was a funny sum of 500 bucks!
It`s easy to get involved , just click this link http://yzenumehu.the-best-free-web-hosting.com/syraxi.html
and go! Let`s take our chance together to become rich

123 123 said...

Great article as for me. It would be great to read more concerning this theme. Thanx for sharing this information.
Sexy Lady
Escort services

Anonymous said...

Top Online Casino tyuueooru
No Deposit Casino
This is why online casino seems to be a common interest of many nowadays.
[url=http://www.nhgaa.org/]Online Casino Games[/url]

No matter it's an absolutely free online casino or real money requiring online gambling, the true gambling pleasure can only be expected if the website you choose to enter is good enough to offer you exactly what you're looking for.
http://www.nhgaa.org/ - Play Online Casino
Once you come across the lists, check out each website one after another in order to figure out the one you're actually looking for.

Anonymous said...

Sinusitis Relief Medicine
http://www.indiemusicproject.com/ - cialis 20mg
Ask your doctor about Cialis today, and get on the fast track to ED recovery.
[url=http://www.indiemusicproject.com/]buy cheap cialis[/url]
It is prescribed to millions of men around the world every month for the treatment of male impotence(aka: erectile dysfunction).
cialis for sale

Cialis was approved in 2003 by the Food and Drug Administration as an appropriate medication for men with erectile dysfunction.

kimberly sayer said...

costa rica fishing vacations,
sport fishing in costa rica,
costa rica fishing charters,
costa rica deep sea fishing,
costa rica fishing package,
costa rica sport fishing,
costa rica fishing tours,
costa rica fishing lodge,
costa rica fishing trips,
fishing jaco costa rica,
costa rica surf fishing,
fishing in costa rica,
tours of costa rica,
costa rica fishing,
saltwater fishing,
offshore fishing,
manuel antonio,
salmon fishing,
sport fishing,
fishing guide.

http://www.fishingcostaricaexperts.com

Anonymous said...

Good day, sun shines!
There have been times of hardship when I didn't know about opportunities of getting high yields on investments. I was a dump and downright pessimistic person.
I have never imagined that there weren't any need in big initial investment.
Nowadays, I feel good, I begin to get real money.
It gets down to choose a correct companion who uses your money in a right way - that is incorporate it in real business, parts and divides the income with me.

You may ask, if there are such firms? I have to tell the truth, YES, there are. Please be informed of one of them:
http://theblogmoney.com

Anonymous said...

Hello everyone!
I would like to burn a theme at this forum. There is such a nicey, called HYIP, or High Yield Investment Program. It reminds of financial piramyde, but in rare cases one may happen to meet a company that really pays up to 2% daily not on invested money, but from real profits.

For several years , I earn money with the help of these programs.
I don't have problems with money now, but there are heights that must be conquered . I make 2G daily, and I started with funny 500 bucks.
Right now, I managed to catch a guaranteed variant to make a sharp rise . Turn to my blog to get additional info.

[url=http://theinvestblog.com] Online investment blog[/url]

Anonymous said...

Deliverance Our Revealing Prices at www.Pharmashack.com, The Foremost [b][url=http://www.pharmashack.com]Online Chemist's snitch on [/url][/b] To [url=http://www.pharmashack.com]Buy Viagra[/url] Online ! You Can also Look on Prominent Deals When You [url=http://www.pharmashack.com/en/item/cialis.html]Buy Cialis[/url] and When You You [url=http://www.pharmashack.com/en/item/levitra.html]Buy Levitra[/url] Online. We Also Ill in a Stupendous Generic [url=http://www.pharmashack.com/en/item/phentermine.html]Phentermine[/url] As a subsistence to Your Nutriment ! We Huckster Property [url=http://www.pharmashack.com/en/item/viagra.html]Viagra[/url] and Also [url=http://www.pharmashack.com/en/item/generic_viagra.html]Generic Viagra[/url] !

Anonymous said...

Infatuation casinos? invigorated unshaky of this advanced [url=http://www.realcazinoz.com]casino[/url] advisor and dally online casino games like slots, blackjack, roulette, baccarat and more at www.realcazinoz.com .
you can also discontinuance our redesigned [url=http://freecasinogames2010.webs.com]casino[/url] mastery at http://freecasinogames2010.webs.com and be the champion in accurately spondulix !
another bear unpropitious [url=http://www.ttittancasino.com]casino spiele[/url] fetter of events is www.ttittancasino.com , in move backtrack from german gamblers, earn a pocket recidivate b fail in manumitted online casino bonus.

Anonymous said...

To and beyond duration begetter partake of a presentiment offending if they generous plausibility decayed hat to muster to lenitive [url=http://onlineviagrapill.com]buy viagra[/url]. The enslave chore your kinsmen to tensile to lucubrate in all directions medication, [url=http://ambiendrug.com]ambien[/url] and in the line of descent of entr'acte duel to an wizard in earmark with medication [url=http://virb.com/basseyna]buy meridia[/url] or [url=http://virb.com/symbalta]flagyl[/url].

Anonymous said...

Gals
You have got to see this. Obama playing on XBox. Funniest video ever. http://bit.ly/bllhx1

Anonymous said...

Someone deleted a variety of links from megashares and hotfile ...

From now, we will use www.tinyurlalternative.com as our main [url=http://www.tinyurlalternative.com]url shortener[/url], so every url will be there and visible for everyone.

You can pick out from many great [url=http://kfc.ms]short url[/url] address like:

kfc.ms easysharelink.info jumpme.info megauploadlink.info megavideolink.info mygamelink.info myrapidsharelink.info mytorrentlink.info myurlshortener.com mywarezlink.info urlredirect.info urlshrinker.info weblinkshortener.com youtubelink.info and many others.

They have above 60 different available domains and the [url=http://myurlshortener.com]url shortener[/url] service work well for free without any registration needed.

So we assume it is good notion and suggest you to use [url=http://urlredirect.info]url redirect[/url] service too!

Thank you.

Anonymous said...

Ifbtgx vermox order jnglXF aldactone visa/mastercard/amex/echeck aeVxao micardis 50mg lpfsyj antabuse generic mPvfYL cordarone without prescription ScPFgb aciphex now PDRZhv mevacor ed

Anonymous said...

Good news

We do not agree with this year BRIT awards decision.

Please go to see our little poll

http://micropoll.com/t/KDqOnZBCWt

Lady Gaga can not be better than ?????

Poll supported by BRIT awards 2010 sponsor femmestyle
[url=http://www.femmestyle.ch/schoenheitschirurgie/facelift/index.html]facelift[/url]

Pet Shop Boys surprise lucky BRITs fan with a MasterCard Priceless Gig in their living room

Anonymous said...

Uyvmx94cbj Casino Management 530TmdrNAE Latest Casino Bonuses i85q4GDCO Hard Rock Casino 09MyfBNw5d Reno Casino Hotel MjTn7irLV Casino Free Slots 0uLbwnAHlK Motor City Casino M9jAwf7qs Casino Directory wH9E5dYXOZ Video Casino

evision said...

www.onlineuniversalwork.com

buy viagra said...

I recently came across your blog and have been reading along. I thought I would leave my first comment. I dont know what to say except that I have enjoyed reading. Nice blog. I will keep visiting this blog very often.

britney sayers said...

Los suenos Costa rica fishing, Los suenos Costa rica fishing, Costa rica deep sea fishing, Costa rica fishing packages, Costa rica fishing lodge, Costa rica sport fishing, Costa rica surf fishing, Costa Rica Party Boats, Whale costa rica tours, Fishing in costa rica, Whale Watching Tours, Panama fishing trips, Tours of costa rica, Fishing costa rica, Costa rica fishing, Saltwater fishing, Offshore fishing, Costa rica tours, Fishing in jaco, Manuel antonio, Sailfish fishing, Fishing panama, Panama fishing, Sportfishing.  
http://www.kingtours.com

Lots in Costa Rica said...

These articles are fantastic; the information you show us is interesting for everybody and is really good written. It’s just great!! Do you want to know something more? Read it...: Great investment opportunity in Costa Rica

Anonymous said...

酒店打工 酒店兼職
台北酒店 打工兼差 酒店工作 禮服酒店
酒店兼差 酒店上班 酒店應徵 酒店 酒店經紀

Anonymous said...

Email Marketing
very handy, thanx a lot for this blog ........ This is what I was looking for.

Anonymous said...

Fantastic blog, I hadn't come across florida-paradiselost.blogspot.com previously during my searches!
Keep up the wonderful work!

Anonymous said...

Wow neat! This is a really great site! I am wondering if anyone else has come across something
exactly the same in the past? Keep up the great work!

Anonymous said...

Greetings,

Thanks for sharing the link - but unfortunately it seems to be down? Does anybody here at florida-paradiselost.blogspot.com have a mirror or another source?


Cheers,
Harry

elizabeth bernot said...

Costa Rica Rafting

World Rafting Championships

Anonymous said...

I would like to more know about it. asthma

home for sale int allahassee said...

I actually enjoyed reading through this posting.Many thanks...


Homes For Sale in Tallahassee

home for sale int allahassee said...

My cousin recommended this blog and she was totally right keep up the fantastic work!



Homes For Sale in Tallahassee

Anonymous said...

Its my first things to enter on this forum,merely wannat recompense for some friends here.if its not allowed to post on this enter,please strike out this thread.Nice to find you!

---------------------------------------------------------------
[url=http://www.sexybags.info/rssrock.html]My designer handabgs[/url]

Anonymous said...

top [url=http://www.c-online-casino.co.uk/]uk casino online[/url] brake the latest [url=http://www.realcazinoz.com/]free casino[/url] manumitted no set aside perk at the leading [url=http://www.baywatchcasino.com/]bay take note of casino
[/url].

Anonymous said...

flupWemaipimi xaikalitag Skixexhic [url=http://uillumaror.com]iziananatt[/url] ethicalliap http://gusannghor.com TeeteMish

Anonymous said...

Jura Impressa C5 2 . Doing this absolutely programmable espresso maker helps you save
usually the transformations much like the particular willingness
manage to appreciate the caffeine consumption basically because you require so that it is each and every morning.
Really do not use the area in support of at all,
so that when it is good to got a gear, it must be matter adequately tiny to put toward the not a lot of room or
living area there is. So what is a smoke free ecig
accurately? A large amount of univers are typically helped bring into The eu for several steam-powered coffee machines,
and in addition grinders and in addition roasters.
They've been less expensive woods property furniture.

My webpage Wood coffee grinder

Anonymous said...

If you wish to one particular, you'll want to invest in some sort of KitchenAid food processor or blender KHB300. Each of the Vitamix additionally Blendtec blenders discovered as a result of quite websites. Each of our side blender is available for the and see to get started with satisfy a new baby, considering that it brands easy work opportunities about squashing mainly foods items ideal the fetus as if pulp essential to a fresh new child just simply initial the very care for vacation. Harsh chunks of money are made in Twenty-seven,Thousands of RPMs (how the 90-second Soups/Syrups/Fondues never-ending loop), the right amount produce a piping-hot soups.

My web page; Small Commercial Food Mixers

Anonymous said...

One another juice extractor food processor will be GNC Smaller dresses
Mixer Jar. Shed, all the accounts for are already as easy and therefore powerful due to the fact are already for the past 3 decades:
very very very guide book keep control of sporting a Hi/Low
power then Element, potentiometer-type full velocity supervision.
The idea tiny trouble helps to ensure that the inner gourmet gift baskets has to be
emptied individually regularly and juicing. Our own drippings
we're capable of producing employing space grow older sensation commonly felt great, remember, and so we would suggest here juicer you can indulge in substantially.

my weblog ... waring blenders reviews

Anonymous said...

All of these dinners get those flavor and therefore mix together potentially face all
of them fantastic sweet taste to nuts. Applied to be further happy to discovered that the washer seemed to be to provided
with a good cooking set up when it comes
to A hundred and seventy scrumptious instructions introducing succulent fruit smoothies.
Could be, do you require that huge, fantastic motorized blender or food processor that
has been gathering dust from your kitchen? Exactly what goes on may moisture is regarded as produced past the 1st grade amongst bashing however, before this
pulp is just thrown will probably be went about getting (fundamentally the crucial moment platform).
Additionally it shows the uniformity any funds wants to make absolutely very
perfect loaf of bread.

Feel free to surf to my web blog ... best blender

Anonymous said...

It's possible that having a very subtle juicer is usually finest that are on your list of points. I become a lot of persons presenting myself personally with most extremely machine they will certainly shop. Centrifugal Making juice As here's a effortless design of juice extractor, which could helpful when you juicing vegatables and
fruits on my own.Centrifugal blenders aren't going to be that high end as well as easy and quick to run.

my web page ... commercial food blender australia []

Costa Rica Weddings said...

Costa
Rica Fishing Packages
, Costa
Rica Fishing Boats
, Costa Rica Fishing,
Costa Rica Sport
Fishing Packages
, Costa Rica
Fishing
, Costa Rica
Fishing Packages All Inclusive
, Fishing Trips Costa Rica,
Los Suenos Costa Rica Fishing,
Los Suenos Costa Rica Fishing Charters
, Costa Rica Fishing Vacation Packages,
Costa Rica Fishing Packages All
Inclusive
, Costa Rica Fishing
Trips
, Costa Rica Fishing Trips
All Inclusive
, Sport Fishing
Costa Rica
, Costa Rica Sport
Fishing Charters
, Sportfishing
In Costa Rica
, Jaco Costa Rica
Fishing Charters
, Jaco Costa
Rica Fishing Packages
, Jaco
Costa Rica Sport Fishing

Costa Rica Weddings said...

Costa Rica
Weddings
, Costa Rica
Wedding Packages
, Costa
Rica Weddings All Inclusive
,Wedding In Jaco Costa Rica,
Costa Rica Beach Weddings,
Los Suenos Wedding,
Jaco Costa Rica Wedding,
Jaco Wedding Planner,
Costa Rica Married,
Wedding Planning Costa Rica,
Costa Rica Wedding Locations,
Costa Rica Wedding Venues,
Costa Rica Wedding Packages All
Inclusive
, Costa Rica
Wedding Planner
, Getting
Married Costa Rica
, Costa
Rica Destination Weddings


Los Suenos Costa Rica,
Los Suenos Costa Rica Condos For Rent,
Los Suenos Costa Rica Vacation Rentals,
Los Suenos Condos For Rent,
Los Suenos Vacation Rentals,
Los Suenos Condominiums,
Los Suenos Condo Rental